GoshenPay

Pricing

Two plans, priced in Canadian dollars. Stripe's processing fees are paid to Stripe at its published rates and shown to you separately. We never mark them up, and we never hold your money: every gift settles from Stripe to your church's bank account.

Plans

Giving

For churches that want a giving page and nothing else to manage.

$0 a month
1% of each online gift

  • Branded giving page on your own link
  • One-time and recurring gifts
  • Donor accounts, giving history, and receipt vault
  • Stripe payouts in view

Finance

For treasurers who want every gift, from every channel, in one reconciled ledger.

$79 a month
No per-gift fee: we switch it off for your church when Finance starts

  • Everything in Giving
  • Interac e-Transfer inbox, matching, and duplicate checks
  • Cash and cheque batches with two-person counting and approval
  • Bank deposit and Stripe payout reconciliation
  • Month-end close with blockers flagged
  • CRA-compliant annual receipts, with void and replacement
  • Roles, audit history, and CSV exports of everything

Finance is $79 a month for churches receipting up to 250 donors a year, $149 up to 750, and $249 beyond that or for churches with more than one campus. Monthly fees are plus HST. No contract; cancel any time. We give at least 30 days' notice before changing a fee.

Processing fees, paid to Stripe

Online gifts are charged on your church's own Stripe account. Stripe deducts its fee and pays the rest out to your bank. These are Stripe's published Canadian rates; we pass them through as they are.

Payment methodStripe's fee
Canadian Visa and Mastercard2.9% + $0.30, or 2.2% + $0.30 at Stripe's registered-charity rate
Pre-authorized bank debit1% + $0.40, capped at $5.00
Recurring giftsThe card or debit fee above, plus 0.7% for Stripe's recurring billing
Cash, cheques, and e-transfersNo fee from Stripe or from us
Registered charities can apply to Stripe for its charity rate; we walk you through it when you connect Stripe. Payment methods are turned on in your Stripe settings. American Express and cards issued outside Canada cost more; Stripe lists those rates on its site.

Where a $100 card gift goes

LineGivingFinance
Stripe, at the charity rate$2.50$2.50
GoshenPay$1.00$0.00
Your church receives$96.50$97.50
One-time gift on a Canadian Visa or Mastercard. At Stripe's standard rate the Stripe line is $3.20. Your payout report shows the same three lines for every gift.

You can let donors add an estimate of the processing cost to their gift at checkout. The estimate uses Stripe's standard card rate, so at the charity rate your church usually receives a little more than the gift; on American Express, foreign cards, and recurring gifts it can receive a little less.

Getting started

Add your church, connect Stripe, and invite your team. Switching from another system? We import your donors and giving history with you, so year-over-year records carry over. Questions about a plan, a denomination, or a multi-campus setup: support@goshenpay.com.